Tampa Dog Bite Attorney Explains the Animal Liability Exclusion Clause

When the injured individual comes into my office as a Tampa Dog Bite Attorney, our concerns is whether the owner of the dog has insurance that covers dog bite injuries. When we talk about insurance coverage for dog bite cases we’re talking about homeowner’s insurance or renter’s insurance. One of our concerns when we contact the insurance company or the individual whose dog caused the dog bite is whether or not their insurance policy has “animal liability exclusion policy”.

Homeowner’s and renter’s insurance are including those animal liability exclusion clauses in their homeowner’s and renter’s policies.  I tell my clients as a Tampa Dog Bite Attorney that this means that they are excluding any coverage for dog bites, dog bite injuries and dog bite damages under that policy. Sometimes the exclusion is limited to certain breeds of dogs, a particular dog and sometimes it’s a blanket exclusion for all dogs residing with the owner. It’s very important we discover early on whether there is an animal liability exclusion policy in the dog owner’s policy.

Have you been attacked by a dog, and need an experienced lawyer?  Contact dedicated Tampa Dog Bite Attorneys Morgenstern and Herd.

This informational blog post was provided by Dennis Morgenstern, an experienced Tampa Dog Bite Attorney.