Tampa Accident Lawyer Discusses the Difference Between a Car and a Motorcycle Accident

One of the big differences between an automobile accident and a motorcycle accident is if you are riding on a motorcycle, you will generally not have personal injury protection coverage.  Contrarily, if you’re involved in an automobile accident, either a pedestrian hit by a car or in a car struck by another car, personal injury protection coverage which we shorthand call PIP coverage. Generally, PIP covers 80% of the allowable amount of your medical bills and 60% of your gross wage loss up to a maximum of $10,000. In terms of PIP, there are a couple of important rules to remember, and that is you have to get treatment within 14 days of an accident, and if you do not have an emergency medical condition, then your PIP coverage will be reduced from $10,000 down to $2,500.

One of the big differences between handling a motorcycle case and an automobile accident will be who’s going to pay for your medical bills and your wage loss because in a motorcycle case where you were riding a motorcycle either as the driver or as a passenger, there will likely not be any PIP coverage.

  • If you are riding a motorcycle, usually, you will not have personal injury protection coverage
  • If you are involved in a car accident you will generally have personal injury protection coverage

Were you injured in a car or motorcycle accident?  If so, contact the experienced Tampa Accident Lawyer Dennis Morgenstern.

This educational legal video was brought to you Dennis Morgenstern, an experienced Tampa Accident Lawyer.