Should I Submit My Medical Bills To My Health Insurance If I Was Injured In An Accident in FL?

Should I Submit My Medical Bills To My Health Insurance If I Was Injured In An Accident in FL?

shutterstock_199932578Many people have questions about their medical bills, and how health insurance and their automobile insurance coverage works for paying their medical bills in Florida. If you’re injured, as the result of a collision, whether it’s your fault or not, your personal injury protection coverage is primary so it pays first. If you’re injured in a collision and it’s not your fault you do not have to pay back your personal injury protection benefits. If you have medical payments coverage that has to be paid back and the provider under certain circumstances can claim a lien for payment of your medical payments coverage. If your health insurance is utilized after your personal injury protection coverage and your medical payments coverage is exhausted. Then most times you have to pay back your health insurance carrier, for especially if it’s policy that you have received as a result of your work benefits and if you resolve an automobile claim yourself and do not satisfy a health insurance lien and it is a plan that  your employer has provided to you, that health insurer can sue you for repayment of the medical bills they have paid.

This informational blog post was provided by Dennis Morgenstern, an experienced Tampa FL Car Accident Attorney.