Seriously Injured in a Car Accident
If you have been seriously injured in a car accident, you may be wondering if you are eligible to receive compensation. Here are a few important tips that will help your claim. Call our office for a free consultation.
Seriously Injured in a Car Accident | Common Accidents
Road and traffic accidents comprise the most common types of personal injury cases in Florida. The Tampa Car Accident Lawyers at Morgenstern & Herd, P.A. fight for justice for those injured due to the reckless and negligent actions of a driver in any kind of vehicle. Our attorneys handle all Florida automobile accident cases, involving:
- Head-on collisions
- Side collisions
- Motorcycle accidents
- Rear-end collisions
Seriously Injured in a Car Accident | Personal Injury Protection
The challenge with these cases, like most personal injury cases, is to find the liable or negligent party. Though Florida is a No-Fault insurance state, meaning you can get your damages covered regardless of fault, if there was a liable party, you can bring a claim on them.
It is actually quite relieving to live in a No-Fault state. You are protected by Personal Injury Protection or PIP coverage no matter what happened to cause the accident. This will be a benefit you seek from your very own insurance. The downside of this is that PIP only covers 80% of your medical bills and you can only get 60% of lost wages. You will need to discuss your options with your attorney because you may bring a claim against the liable party under certain conditions.
Seriously Injured in a Car Accident | What is Recoverable in a Car Accident?
If you are injured in an automobile accident, there are basically two types of damages that you can receive. One, to repair your vehicle and the other for the injuries that you suffer in the accident under the damages available to repair your vehicle. If your damage to your vehicle amounts to over 80% of the fair market value of your vehicle, your vehicle will not be repaired. The company will provide you with a fair market value of your vehicle at the time of the accident, plus applicable sales tax so you can go out and buy another vehicle. In terms of your damages for your bodily injuries, you have two types of damages, you have economic damages which are unpaid medical bills, those that are not paid by your PIP and unpaid wage loss that’s not paid by your PIP. In addition there are non-economic damages to include pain and suffering, mental anguish, inconvenience, disability or impairment and also loss of the ability to enjoy life’s pleasures. These non-economic damages are very subjective in nature and in order to be eligible for those you basically need to have suffered a permanent injury as a result of the accident, something that your doctor will render his opinion on in his reports and his records.
If you have been seriously injured in a car accident, please contact our experienced Tampa car accident lawyers today to schedule a free consultation.