Personal Injury Protection in Florida is a type of insurance that is extremely important to know about in case you are involved in a car accident. If you have any questions about automobile accidents and how insurance works, please contact our experienced Tampa Bay injury attorneys today to schedule a free consultation.
Personal Injury Protection in Florida | How PIP Works
It is actually quite relieving to live in a No-Fault state. You are protected by Personal Injury Protection or PIP coverage no matter what happened to cause the accident. This will be a benefit you seek from your very own insurance. The downside of this is that PIP only covers 80% of your medical bills and you can only get 60% of lost wages. You will need to discuss your options with your attorney because you may bring a claim against the liable party under certain conditions.
Personal Injury Protection in Florida | Not Receiving Medical Attention Right Away
Under PIP, you will forfeit your benefits if you do not receive medical attention within 2 weeks of your accident. Your PIP benefits will be reduced if you do not have significant injuries. If you do not receive medical care within 14 days of your accident, your insurance company will not provide PIP benefits for your medical treatment. If you do not have an emergency medical condition, you will receive a smaller amount of benefits from PIP.
Personal Injury Protection in Florida | What Does PIP Cover?
If your vehicle is damaged, it will be repaired at a reputable shop. There will be no deductible, and the other party will pay for the damages. If the other party is not insured, your vehicle will be covered under collision coverage, but you will pay any deductibles. Any Injuries of damages you suffer include economic and noneconomic damages. An individual, or their deceased love one, must have a permanent or significant injury in order to qualify for non-economic damages.
If you are at all concerned about your finances after your car accident, please call our Tampa car accident lawyers today.