If you have been injured by an uninsured driver, you may be wondering how exactly you can receive compensation. At Morgenstern & Herd, PLLC, our experienced Tampa auto accident lawyers are adept at recovering the compensation our clients deserve, and we won’t let the fact that a driver is uninsured stop us from pursuing a case. Contact our office today to schedule a free consultation.
Injured by an Uninsured Driver | Filing a Claim
If you are involved in an accident where the other driver does not have bodily injury coverage, your uninsured motorist coverage will apply. You would file a claim against your own insurance company for your injuries and your damages to include both economic and non-economic damages. One of the things that’s important in order to collect non-economic damages is to have what’s termed a permanent injury and that’s something your doctor will include in their medical records or their reports.
Injured by an Uninsured Driver | Uninsured Motorist Coverage
Oftentimes when people come into our office, we take a look at their automobile insurance. It’s very important that you have uninsured motorist coverage. The bodily injury coverage on your policy protects the other driver, the uninsured motorist coverage on your policy is what protects you. It comes into play if the at fault driver does not have any bodily injury coverage; bodily injury coverage is an optional coverage here and it also covers you if the at fault driver has an inadequate amount of bodily injury coverage. Having uninsured motorist coverage is very important in Florida.
If you have been injured in a car accident by an uninsured motorist, contact our experienced Tampa Auto Accident Attorneys to fight for you.