Were you seriously injured while out on a ride and have questions about bicycle accident case expectations? Contact our Tampa lawyers today.
1) Bicycle Accident Claims
The main way that the claim differs is that because you’re not in a car, if you don’t own a car, you may not have access to personal injury protection coverage that would apply to pay for your medical treatment. You may, however, be entitled to, if you don’t own a vehicle, to collect from the personal injury protection coverage of the at-fault driver, but first you also need to check out, if you have a blood relative that you reside with who owns a vehicle, you may be able to recover under their personal injury protection coverage. What you need to do, because those claims not being in a car are slightly different, is contact a firm that handles bicycle accident injury claims.
2) Common Mistakes to Avoid
The first mistake is to talk to the at-fault insurance company. You do not want to give them a statement. The second thing is that you want to make sure that you go get treatment for your injuries, so that you know fully what your injuries are. Don’t speak to the at-fault carrier before you know what your injuries are. Don’t even speak to the policeman, and tell them you’re not injured. You need to be assessed to make sure that you know what your injuries are, and some injuries can be latent. I got a call just last week from somebody who had waited five weeks to call a lawyer, so most of those mistakes had been made before we got a chance to get involved. Seek medical attention first, talk to a lawyer before you talk to anybody else, and make sure that that lawyer is familiar with automobile accidents and bicycle accidents.
3) Choosing an Attorney
You want to make sure, in the state of Florida, that you have an attorney who understands the required coverage because obviously with riding a bicycle, you’re not required to have any insurance. The at-fault driver isn’t necessarily required to have bodily injury coverage in the state of Florida. You want to make sure you talk to an attorney. Research your attorneys; look online; there are several organizations that rate attorneys. Is your attorney a super lawyer? Is your attorney AV rated with Martindale-Hubble? Is the attorney that you’re considering highly rated with Avvo, where different people can get online and rate your attorney? Do your research and make sure you have the best attorney for your bicycle injury case.
In Florida, if you’re riding a bicycle and you’re hit by someone driving a motor vehicle, you have a claim against that driver. There are certain requirements of coverage, but there’s no requirement of bodily injury coverage. Because that accident arises out of a motor vehicle collision, if you have uninsured or underinsured motorists’ coverage, you still have a claim and may have to make a first-party claim against your insurance coverage. Since this kind of information and inquiry involves an investigation, you want to make sure that you contact a lawyer whose familiar with auto negligence, bicycle accidents, and insurance law.
Were you or a loved one seriously injured while out on a ride and have questions about bicycle accident case expectations? Contact a Tampa bicycle accident lawyer at Morgenstern and Herd today for a free confidential consultation and case evaluation. Let our experience work for you.
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